Legal

Terms of Use

Effective date: March 2026  ·  Alella Concepts Inc.

By purchasing or downloading The Estate Ledger™, you agree to these Terms of Use. Please read them before completing your purchase.

1. About These Terms

These Terms of Use ("Terms") govern your access to and use of The Estate Ledger™, a downloadable digital product, and the website located at theestateledger.ca (the "Site"), operated by Alella Concepts Inc. ("we," "us," or "our"), a corporation incorporated in Ontario, Canada.

By accessing our Site, purchasing our product, or downloading any files, you agree to be bound by these Terms. If you do not agree, please do not use our Site or purchase our product.

2. The Product

The Estate Ledger™ is a downloadable fillable PDF document designed to help individuals organize their personal, financial, and estate-related information for the benefit of their executors and family members.

Your purchase includes:

These files are delivered digitally via Payhip immediately after purchase. No physical product is shipped.

3. Licence and Permitted Use

Upon purchase, Alella Concepts Inc. grants you a personal, non-exclusive, non-transferable licence to download, store, and use The Estate Ledger™ for your own personal estate planning purposes.

You may:

You may not:

4. Not Legal, Financial, or Tax Advice

Important: The Estate Ledger™ is a personal record-keeping document. It is not legal advice, financial advice, or tax advice, and it does not replace a will, power of attorney, or the services of a qualified professional.

Nothing in The Estate Ledger™ or on our website constitutes legal, financial, or tax advice. We strongly encourage you to consult a licensed estate lawyer, financial planner, or accountant for advice specific to your situation.

Alella Concepts Inc. is not a law firm and does not provide legal services. Use of this product does not create a solicitor-client or advisor-client relationship of any kind.

5. No Refunds on Digital Downloads

Because The Estate Ledger™ is a digital product that is delivered immediately upon purchase, all sales are final. We do not offer refunds once the download has been made available to you.

Exception: If you experience a verified technical failure that prevents you from accessing your download files, please contact us at hello@theestateledger.ca within 7 days of purchase and we will work to resolve the issue or issue a refund at our discretion.

6. Intellectual Property

The Estate Ledger™ and all associated content — including the document design, structure, text, graphics, and branding — are the intellectual property of Alella Concepts Inc. and are protected by Canadian and international copyright law.

THE ESTATE LEDGER is a trademark of Alella Concepts Inc., used under common law in Canada. Unauthorized use of this name or associated branding is prohibited.

Nothing in these Terms transfers any intellectual property rights to you. You receive only the limited personal use licence described in Section 3.

7. Disclaimer of Warranties

The Estate Ledger™ and this website are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that:

Your use of the product is at your sole risk.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Alella Concepts Inc. and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of The Estate Ledger™ or this website.

This includes, without limitation, any losses resulting from reliance on the document's contents, errors or omissions in the document, or delays in accessing your download.

In no event shall our total liability to you exceed the amount you paid for the product.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Ontario, Canada.

10. Third-Party Links and Services

Our website and checkout process may contain links to third-party websites or services (including Payhip, Stripe, and PayPal). These are provided for your convenience only. We have no control over the content or practices of those sites and are not responsible for their terms, privacy practices, or availability.

11. Modifications to These Terms

We reserve the right to update or modify these Terms at any time. When we do, we will update the effective date at the top of this page. Your continued use of our website or product after any changes constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically.

12. Contact Us

If you have any questions about these Terms, please contact us:

Alella Concepts Inc.
Operating as The Estate Ledger™
Ontario, Canada
hello@theestateledger.ca